Tag: Elder law

How do you take care of your spouse if you need long term care now? What can you do with your money if your spouse is still at home? Elder law attorney Jim Koewler joins Suzanne Newman to answer these questions, by spending down your money to access Medicaid and VA benefits.

What is a Medicaid spend down? Elder law attorney Jim Koewler joins Suzanne Newman to answer this question, and shows how it differs if you're single or married. With a single person, if they want VA coverage, they have the same asset limits of $130K. If they want Medicaid long-term care coverage, they need to reduce assets to $2K, or their state's level, which is very different from the VA level. How you do that is through a spend down.

What do you do when you or a senior loved one needs care now — a crisis situation — and they have some money available? In this situation, one option is to choose to private pay for the care. This segment focuses on financial eligibility for married couples to receive VA pension benefits and Medicaid. If you're married, to get Medicaid you have to spend your assets down below $2,000 (Federal and Ohio levels; amounts vary by state).

Veterans benefits, claims, and appeals under the current rules: If your loved ones have spent any time in the military, they may qualify for benefits you might not be aware with. This segment covers Eligibility Update for VA Pension (a.k.a. Aid and Attendance): Financial eligibility, prior transfers, and tricky issues,

This segment continues the conversation on who is eligible for veterans benefits. If your loved ones have spent any time in the military, they may qualify for benefits you might not be aware with. This segment covers Eligibility Update for VA Pension (a.k.a. Aid and Attendance) and monthly benefits for VA Pension (a.k.a. Aid and Attendance).

Learn more about eligibility updates for the VA Pension (a.k.a. Aid and Attendance) with Elder law and special needs attorney Jim Koewler. This segment begins a conversation on who is eligible for veterans benefits and covers eligibility update for VA Pension.

Learn about Aid and Attendance, VA Disability, dependent and indemnity compensation, and more. This segment provides an overview of three basic veterans benefits: VA Pension (a.k.a. Aid and Attendance); VA Compensation (a.k.a. VA Disability); Dependent and indemnity compensation; Special monthly compensation; and VA Long-Term Care in VA Health Program.

If your loved ones have spent any time in the military, they may qualify for benefits you might not be aware with. Learn about veterans benefits, claims, and appeals under the current rules. This segment covers Accreditation, Discharge papers, and DOD (not VA) Form SF180,

There are 150 million caregivers in the United States. In this segment, Jim Koewler recommends some nationwide resources for senior caregivers: Geriatric care managers, Elder law care attorneys: National Academy of Elder Law Care Attorneys, Elder law attorneys who work with care coordinators, Nationwide web resources, Elder Care decision guides, Genworth care scout, Benjamin Rose Institute on Aging, the Alzheimer's Association, and Pro Seniors.

All about long term care insurance. Insurance takes the burden from you. You want to look at a stable company and stick with it for life. These are companies you don't see in the news, don't take risks, and have a history. One that underwrites on a long-term care model is best, rather than a disability model.