Money & Law
Long Term Care Insurance, with Jim Koewler
All about long term care insurance. Insurance takes the burden from you. You want to look at a stable company and stick with it for life. These are companies you don't see in the news, don't take risks, and have a history. One that underwrites on a long-term care model is best, rather than a disability model.
Don’t Lose Yourself Financially in Caregiving!
As most of you know I cared for my mother for the last six years of her life. Because of the many ups and...
The Caregiving Account
When you are caring for a loved one, there are two things I can guarantee:
You will be involved in financial dealings. They can...
Retirement Has Changed, And Will Change Again
Bob Carlson joins Suzanne to talk about senior retirement finances. Retirement has changed multiple times, and you can expect the details to change again before you retire, meaning you need to keep up or it can cost you a lot of money. Bob talks about changes to Medicare, inflation, and interest rates that affect retirement planning. Financial wellness is one of the 8 foundational principles of wellness, part of the Vitality Revolution podcast series sponsored by Humana.
How to Decide: A Will or a Trust?
Steve Waltar with Legacy Estate Planning joins Suzanne to talk about whether you might prefer to have a will or a trust, and why.
Medicaid if You Have Too Much Income
If you're applying for Medicaid, what happens if they say you have "too much income?" Elder Law Attorney Jim Koewler joins Suzanne to discuss this interesting scenario. You would need to seek a lawyer, set up a qualified income trust, called a "Miller trust," and then you have to use that trust every month, in order to even qualify for Medicaid.
Asset Protection Planning Stories
Attorney Darol Tuttle shares a couple of stories that illustrate the essential need for asset protection planning.
How to Choose People to Represent You, Part 4
This hour is about how to appoint people to represent you in situations where you're unable to act for yourself – a who's who of people who should be involved in your estate plan. This segment focuses on Revocable Trusts — Grantors are initial trustees, Successor Trustee, HIPAA Release.
Benefits of a Spousal Protection Trust
Asset protection attorney Darol Tuttle explains how a spousal protection trust will double your tax exemptions.
All About Spend Downs, Part 3
How do you take care of your spouse if you need long term care now? What can you do with your money if your spouse is still at home? Elder law attorney Jim Koewler joins Suzanne Newman to answer these questions, by spending down your money to access Medicaid and VA benefits.