In this hour, Elder Law and special needs attorney Jim Koewler answers questions about the daunting world of Medicare. This segment focuses on the differences between the various parts – A, B, C, and D, the big four parts of Medicare. Part A is free if you paid into it while working, and covers 80% of hospitalization costs with a 0 premium. Part B covers non-admission-related hospital costs such as visits by doctors and specialists, paid for with a deduction from social security payments. Part C are advantage plans, which if you elect one would replace your Part A and B options and includes Part D features, covering a lot but not necessarily covering it well. Part D is prescription drug coverage.
